Hey Sandra, I tend to write how I speak. They are constantly soliciting for memberships and donations so that they can continue the fight and they pull garbage like this. ); and (3) I decided if I wouldn't train, I wouldn't own. It is a good rule that you are far better off buying insurance from large, well-known companies that are registered with the insurance department to do business in your state. I just bought the Elite package from USCCA. I have also been around firearms for even longer. Think of the Zimmerman acquittal at $1.7 million. Thanks for this post. They're a pre-paid legal service (no legal fees out of your pocket and then wait for reimbursement). I know a guy that used to be a USCCA member that left because when he called for an incident was told by a lawyer that the member would have to PAY the lawyer to be represented aside from the membership he pays. Your posts are always well done. Thanks for the article. Appeals and record expungement covered. 3. That has its ups and downs, but more later as I dig. For 150$ more per year it basically doubled the coverage Good comments most likely leave uscca and go ccw safe because you dont have to pay back costs if convicted of a lesser charge. I'm sorry you have vision issues. A policy has been issued to the USCCA. Great article. Plus youre able to play at up to 2x rates if youre like me and have gotten used to it on YouTube and podcasts. Thanks for the knowledgeable and not condescending opinions. Details here. It was truly annoying. I actually picked up USCCA when you published the original article and have never felt bad about my decision. Anyone with experience in the insurance laws and any knowledge of how rates are set and claims are paid will tell you right away that there is something wrong with this picture. Have you asked the company for a copy of the actual policy? Something that really sets USCCA apart from the others in the market is the amount of training that USCCA offers. They also have the best actually layman story on the subject that I've seen so far. Why not take a good look at the Armed Citizens Legal Defense Network. Still, in the CCW sub and with a lot of good content. Confused by all the "concealed carry insurance" out there? Their coverage is better and their cost was about half. I like the transparancy even though it can be confusing. I think that it was great information. The prices I have seen for CCW are about in the same range as what you would pay for an umbrella general liability policy with a million dollar limit that would cover you for all liability, not just liability arising out of a CCW incident. USCCA President Your purchase is backed by the USCCA 365-day, 100% money-back, bulletproof guarantee. I will be joining USCCA on my next payday. You say that the lack of coverage is a BIGGIE and its not accurate. I sent three e-mails, each about a week apart, asking them to fix the problem. They wonder what this insurance covers that would not be covered by other general liability insurance such as an umbrella liability policy. I went with ACLN for the wrong reason, It was the lowest yearly coast. Why do you start new topics with the word, "so?" I have some experience in the insurance industry and I know a number of people with long experience in the insurance industry. This is a very complicated subject and I fear few of the people commenting are actually qualified to have an opinion. If you're unhappy for any reason, simply call our USCCA team and you'll receive a prompt and courteous refund. United Specialty Insurance Company is rated A by A.M. These individuals have gone through extensive training, and their sole focus is to help you with any questions or needs you may have throughout this process. Simply put, this is a very cheap kit. They offered so much guns and many other things. Now there is a great gun state, got my CCP with no problem. However at the end of it all I wish there was some more holster stuff or things at the range. Your link to "cost" does not really cover cost so one could do a Cost-Benefit-Analysis against the risk. I'm a retired/disabled businessman having had virtually the same experiences. It's my first time on this site and I've spent an hour enjoying the great articles. A few caveats before I get to the meat of this topic. As such, we have received a notice of inquiry from the state of New Jersey about our membership program. I bought my year of coverage which is actually 14 months but I had not heard of the class action suit against them. What's the odds of a CCW incident in your life? That's a huge consideration that those looking for insurance must be made aware of, and one does not need to be a licensed insurance broker to share this important detail. 2 : the social unit formed by a family living together Missing many facts here. I was going to send one video set I purchase back, not because it was poor but because it was not exactly what I thought I needed - total refund, happily given. Hi Cog, this is from their site, "This liability policy is issued by United Specialty Insurance Company, a subsidiary of State National Companies, Inc. State National Companies currently writes over $600 million in premiums. The additional Level 3 Protector Academy courses are quite goodas well as the three additional standalone courses that get much more in-depth. The criminal is a criminal-he maybe on drugs, etc and he being a criminal DOES NOT CARE. A criminal-you are at a distinct disadvantage. If we were both up in NY visiting family, would we be covered at home in NY? You could source the individual components off of Amazon for less than $30. PS I did hear the Law Schield people speak in about 2015 and they were nice folks, they made their coverage sound interesting. about USCCA Membership: 1-800-674-9779 * Insurance has been purchased by the USCCA and is one of the benefits of membership in the USCCA. THX! Train like you will have to use your pistol and long gun, and hope that they will never be needed!!! Type your new password and hit button below to confirm it. - $149/year for ccw and police/military, active/retired; $179 same for ccw-only (verified owner) December 28, 2020. Ryan My wife and I are going over which is best, and this really helped a lot, and Thanks to you, we've made me a choice. I was just informed by USCCA that my membership could NOT be renewed any more because I am a NY State Resident. He then goes into home security with some good tips on how burglars get in and how to protect against that. (verified owner) January 7, 2021. I am taking their firearm instructor program training at the end of September. I always carry a knife, especially helpful where in a gun free zone. Every single month, our expert trainers will provide you with drills to incorporate into your own training routines at the range. Of all the areas in the country, Communist NY is one of the states that you would need this type of insurance the most. Hi Eric, From Merriam-Webster: 1 : one's place of residence : domicile.. Both CCWSAFE and US LAWSHEILD had comprehensive replies to my questions within 36 hours. Keep up the great work. Personally, I think this is unfortunate. Even if you are not a member, this kit provides a good list of items (at minimum) to keep in your or travel packs at all times. I did buy there Concealed Carry magazine, It comes 4 times a year and it is a glossy quality magazine. Hi Fredd, thanks so much for sharing your story! Whenever I call they are very friendly, knowledgeable and have all my answers. This was such a good *write. Probably the single best bargain in support of the 2nd Amendment. I don't own a gun for several reasons: (1) astigmatism-poor eyesight, can't focus eyes, (2) old enough to have to consider my heirs getting any gun I buy (and the question--Are they fit to possess or carry??? Since 2004, the goal of the U.S. Thank you. Great review! Is the lawyer versed in the use deadly force issues and have experience? My favorite is the Proving Ground. Your USCCA Purchases are 100% Risk-Free with Our 365-Day, Money-Back Guarantee. JMO. USCCA Memberships costs are: Gold Membership Cost is $29 monthly or $299 annually. (, We noticed that you have previously logged in with your, Check what do you get by creating an account, Bookmark and compare your favorite firearms, USCCA Review [2023]: What Tier to Get & Free Courses. Conversation. This kit has what ya need for non life threatning injuries. The Feb 24 2019 article states you went with CCW Safethis article says you've been with USCCA for quite some time? They dive into all the malfunctions with actual on-the-range footage. For an extra $47/year, I was also able to insure my spouse with all the same coverage benefits. We must remember, this is "insurance first" benefits second. I just checked with USCCA and they offer full coverage for the spouse for an extra $47. I cannot figure out if you were comparing CCWSAFE and Lawshield to USCCA or the different plans within USCCA. it appears that even if im attacked and defend myself im basiclly screwed. Both Washington and New York state gun owners have had an interesting battle with concealed carry insurance companies like the USCCA and NRA Carry Guard. The ones about ARs, precision rifles, and Tactical shotguns, I usually delete them! So I sent them an actual letter along with my membership card telling them what they can do with it and to never send any more literature whining for more money for a membership or for any other reason. Thanks. I love their magazine; full of real time real world advice and lucid opinions. The only other discount is a 10% discount for having served in law enforcement, govt service or military. I have a significant practice as an expert witness regarding insurance coverage disputes. 100% risk-free with the Bulletproof money-back guarantee! They have the same ones that we carried in our trauma kits in the military and a couple of our local gun stores for around $45. Are they located in your state? If you want to learn more about the insurance partsuch as policy, numbers, lawyers, etcsee the full details here. More importantly however can USAA opt to refuse further legal financial support if one refuses to "Take the Deal" ? I belong to USCCA for several years. Hi Buford! gear. In the USCCA fine print located at https://www.usccacoverageform.com/, it states in: Don't know the answer.. USCCA Membership includes coverage, not a dedicated insurance program $25 at USCCA Jump to Details NRA Membership Upgrade Lockton Affinity Outdoor Insurance (NRA) Add on to NRA membership, $75/year $75 at Lockton Affinity Outdoor Jump to Details Most Affordable Right to Bear Insurance Budget friendly with unlimited civil and criminal liability. Meaning you may or may not get the best defense possible. All them up and compare rates. Defensive Carry thread with a lot of good info. The United States Concealed Carry Association (USCCA) offers legal protection for self-defense scenarios and many other resources for ccw education and firearm training to their 300,000 members. I have the same question plus. I hope I never have to test to see if I made a good decision. In the article you explain that This write up convinced me to where I'm not a USCCA member. We do not have any videos posted on how to use it, but there are lots of them available on YouTube. I have been very pleased with USCCA since 2011, they have been pleasant to deal with. With Level 2 you also get some fun quizzes (that you cant skip). But given the situation this year, why is there no FAQ on their site that's like 'Yes, the policy is now NY-compliant'? I'm not saying that you are wrong, I'm only saying this could be a problem and it would be better to find out before you need it. Seriously, although I do support the NRA, theyre late comers and were so rude to the USCCA it was ludicrous. Almost everyone has car, home, or rental insurance. Discounts and free shipping at their store. USCCA will prepare and assist you in that regard. Personalize your experience. If I got this wrong please forgive me, otherwise, could you please clear this up for me. To much to lose not to spend the extra 150$. Get proficient on YOUR time. There are currently three tiers of USCCA membership: Gold Membership: $25/month (annual) or $29/month Platinum Membership: $34/month (annual) or $39/month Elite Membership: $42/month (annual) or $49/month They differ in the amount of education and training content you're able to access on the USCCA website. Join the USCCA today and you could also win $1,399 for a brand-new Walther PPQ M2 Q5 Match SF 9mm or be one of five winners in our $25,000 All-Inclusive Dream Range Getaway grand prize. Used to be that police did not return confiscated weapons until ordered to / released from evidence by the a judge. I think they have the best coverage and are the best value in the industry. After the third e-mail was sent, I checked to see if my status was fixed. You can upgrade/downgrade as you wish and theres a 365 day money-back guarantee. The state of NY has shut down the NRA program, at least in their state, and the underwriters and agents who were selling it have agreed to pay millions in penalties for violating various insurance laws and selling dubious policies. I have not done something like that with an insurance company (and don't know why they would not display the information in the first place) but have done it other circumstances and yielded immidiate results. But I wouldn't buy any of them. I never heard back from them. IF they don't - just delete the email I was getting multiple emails for day. There are good reasons to ask these questions. It is emontially painful. We'll only use the information provided according to our privacy policy. Everytime I get ready to buy a policy I read one of these reviews and come to the conclusion that you will just be lucky if it pays off. That's great to hear on the videosI haven't gotten around to them yet. Knuckle dusters? Assuming it was a good shoot, a regular liability policy should cover the claim. Hi, I'm Eric Hung and I got into guns when I was around 25 and started with YouTube videos, scouring forums, and eventually taking a bunch of classes. And like youI wanted to make sure I had the best. you a link to reset your password. Would I sell CCW insurance? You will receive your New Member Welcome packet in the mail within 15 business days after signing up, which will include your Member card with the 24/7/365 Attorney-Answered Emergency Hotline number on the back. A whisker biscuit We love this pack and everything in it. Great update to the original. Not counting what comes with it here is my list wish I could take pictures but here goes nothing #uscca #survivalkit #survival https://www.usconcealedcarry.com/referral?id=MDAxNWIwMDAwMXJlNjR1QUFB&tID=5bf43111b0cd6 source Featured Resources HamRadioPrep.com (verified owner) October 29, 2021. Just to understand , you have to bond yourself self out of jail and pay a retainer to an attorney. So, it appears, like the NRA coverage, they stop paying for any services once a guilty conviction is arrived at. Decent quality but the compass was broken but usable. Welcome USCCA Members You should have received a coupon code from USCCA. USCCA is one of several CCW plans that are currently available. Please clarify. All representatives employed by Delta Defense, LLC. Heres the latest copy for me which goes in-depth into a case where a member actually used the insurance for a murder charge. In the insurance package; where if you PLEAD GUILTY OR FOUND GUILTY, you can be forced to repay everything back to the USCCA!! On the plus: they have discusses with a self-defense lawyer that are good. We are more than 600,000 single moms, military veterans, grandparents, college students What benifit do you see in Carry Guard over USCCA? I enjoy your articles on handguns and accessories I have a save folder for the ones I want to keep. I'm now in my seventh decade of life. Splendor, I also get a 10% LEO discount. Love the helpful tips and seemingly endless educational resources. This write up convinced me to where I'm *now a USCCA member. One recent article that should be a must read for everyone was about the 6 things that will happen to you when you shoot someone. That could be just about everything, or everything, depending on the situation. b. I believe all readers would appreciate hearing the story or stories from people who have actually had to use the insurance and how it worked out. I ordered one for me and one as Christmas present. (verified owner) March 24, 2021. Much better b-roll for this course. I feel a certain peace of mind knowing they can help me navigate through the legal minefield should a SD situation occur. I've read the policy and it does not say there is no coverage if you are found or plead guilty. Maybe you could add a video to the courses with a how to lesson. The NRA concealed carry insurance program in NY was shut down by the insurance department for various violations and the people selling it had to pay millions of dollars in fines. Thanks! Our legal system is broken why take a chance. David I appreciate the attitude of restraint and advice on avoidance of situations that would put you in a position to find it necessary to use deadly force. The bag that I gave as a present, was one of the biggest success for the whole group. 4 a : a place of origin With our optional membership add-on enhancements, you can truly craft the best membership to fit your lifestyle. And yesyou still also get the self-defense liability insurance that comes with any USCCA plan. I even chatted with a rep who confirmed the email address was correct. They also get into gun laws and the financial aftermath of what happens in a defensive gun shoot. My greatest wish I have is that no one has to go through this type of event.. Does that mean if she is in the garage or out in the yard and needs to defend herself she wouldn't be covered? Hope I never have to use it. So for any one who lives in NYS, you no longer have ANY coverage !!! So, it's basically a non-issue there because unless you are law enforcement, retired law enforcement, or work as an armed security guard, you cannot get a CCW. I cant confirm, but their policy may be to spend up to $400,000. And as of October 2021it looks like the Association bought a new policy and there are no longer defense expense limits. A CCW would provide no real benefit in this case unless perhaps the settlement went over your policy limits. -- $50,000 - criminal / $250,000 - civil for both NRA Carry Guard, and USCCA, Apparently, they are now no longer able to issue protection and coverage for NY State Residents due to an "issue" (they would not be specific about it with me) that they had with the "political system" of NY State. Three stone arrowheads This equalizes your internal focus onto both your fingers and your eyes whereas if you only focus on the front sight you skew your focus. 1. While there is a lot going on behind the scenes, we are still not able to offer USCCA Memberships in New York at this time. I have been going back and forth between these two services. Yes if you join youll get a lot of email but an unsubscribe can fix that. Sorry this material has been restricted to certain levels of LOSD . Scary there is no disclaimer in here on whether the author is getting compensated in anyway by USCCA. VCDL = feet on the ground, active grass roots. I became my group's "gun guy" and everyone who had questions came to me. Thoughts? Sorry to go on like this but you will not believe what you will get for your money. One fairly large online survey I saw said that the number of CCW holders who ever actually had to pull their weapon (not use it, just pull it) was somewhere around 2 percent, over their entire lives. Definitely appreciate the thought I have used it but its a very basic basic first aid kit more than anything, Ginger NOTE: One of the BIGGEST DIFFERENCES between plans is DO THEY COVER COSTS & EXPENSES (C&E)? You also get their magazine digitally + paper copy. Inside youll find a compact multi-tool, heavy-duty tactical pen with carbide tip, 2-in-1 all-weather magnesium firestarter, LED flashlight, compass with dual-scale ruler, 4-inch Israeli bandage, antibacterial wipes, signal mirror, emergency whistle, and paracord. Overall its good info on what you can do before real medical help arrives. Nice review! $25,000 / $250,000 Bail Bonding TLS was the subject of a class action filed by Texas CHL holders. Your sources need to be vetted a little better. What does the + mean? If I could give zero stars to the NRA, I would. (see next below) Hi Radarphos, My understanding is that crisis counselor who takes your "emergency call" assists in finding a pro "second amendment" attorney who well understands the issues surrounding the use of deadly force and the use of firearms or any other weapon in self defense.. Plus there is enough room in it so that weve added some of our own items to it. USCCA Qualifications Take your skills to the next level Become a better protector by challenging yourself and earning all three levels of USCCA qualifications, to help keep your skills sharp and your family safe. If you live in Washington and are a member of USCCA with coverage that's ending . Read on to learn more about why I chose USCCAs membership for both its learning library and added personal insurance benefits* all members get. First up is a class with world-renown Rob Pincus that goes over defensive shooting concepts. Save my name, email, and website in this browser for the next time I comment. I was forced to defend my family as well as my own derriere. 1.. Insuring Agreement, They spam the crap out of you. Who is paying for them? I know that you can incur resistance in that regard from police departments but that usually stems from past experience with you and means that they may be petitioning the judge for a different action, It is a judge that will restrict or delay the return of your firearm in such cases that you were not convicted of whatever the offence was that the firearm was taken. Interesting and great reaffirming article! Get Our Top Shooting Drills and Zeroing Targets ($47 value - but FREE for a limited time). Last up for this series is gun store etiquette which is always great info for first-timers to lower some anxiety when looking and purchasing firearms. Civil Liability -- These are payments to the person you injured. It is also a great gift! USCCA = stale reworked information - if you have a need to belong, consider the next option. I would think USCCA should put just a bit more quality and thought in to this product. (Poway Weapons & Gear). It is easy to go over their coverage limits with a trial. Concealed Carry Association 855-388-4075 [6:00 a.m. - 11:00 p.m. CT] Eric: I actually replaced some items with some off-the-wall practical items that we used in the military. Awesome set of items that covers the majority of basic possible emergencies in multiple situations and for the cost, it is a great value! After that it is holding the NAA Companion.22 revolver When I first saw it, I did the math and figured out very quickly that, for the price, coverage, and risk of a claim, this is a better deal for the insurance company than travel insurance. I don't mean to speak for him but just putting in my 2 cents from experience. Next course is a medical one in the same player format that goes over some useful info if youve never taken a med class before. Hope for the best, but always be prepared. Type your email address and well send Would come in handy with a life threatening situation. Far as insurance, an article by an attorney says, if there is any question at all, they will not defend you. US Law Shield is the growth from Texas Law Shield (IIRC). The reasons should be obvious -- crime should not be rewarded. eBay item number: 285040301066 Item specifics Condition: New other (see details): A new, unused item with absolutely no signs of wear. You can cancel at any time if you decide this is not for you. you should read their fine print. Four packs of mre toilet paper The only major disappointment I have with USCCA is the attorney listings. That said, I understand this is a very personal choice and the great majority of us will never find ourselves in a real-life draw situation requiring defense. They offer "insurance" packages, online training for members and a fabulous bi-monthly Concealed Carry Magazine. Most companies would normally withhold that information so their customers would not see it and get confused. You only give out the free lessons to FULL YEAR payor? Calls into question the rest of your article. And a box lighter Luke, that is incorrect. USCCA all day. Eric, I am also a USCCA member and did the same comparison you did with NRA and three others. I researched them all and I've been with CCW Safe for 5 years. It was so embarrassing that I just took it off! The Hard Truths lesson gets you a little riled up and in the protector mindset after utilizing some news footage of bad guys doing bad guy stuff. So like I said a lot of spare room but not much at the start I hope this wasnt too much, Your email address will not be published. USCCA has a $250,000 payout limit. I wish USCCA would provide that as well, NRA quite frankly is pretty lame. (verified owner) October 8, 2022, The bag is kinda cute.not real sure about the contents. https://ccwsafe.com/page/quick-comparison-of-service. This is truly everything is says. 20032023 Delta Defense, LLC. Why are the comments gray text on light gray background? Our Instructor Support Team is staffed with highly trained USCCA Certified Instructors and Training Counselors. Save your money, do some research, and buy quality tools and then become competently trained in how to use them. Without a doubtone of the best choices I have EVER made. Plans either Exclude C&E completely (meaning you pay all C&E out-of-pocket as you go along), or they may Include C&E in with attorney fees UP TO your max limit (which means you have less money for attorney fees), or they may Cover C&E apart from attorney fees which is the best of both worlds. Update: USCCA DID get back to me, it just took a bit longer. Does anyone happen to know the specs on the flashlight? I would like to know if you have any alternatives for the state of New York if there's any. Then ends with some firearms knowledge. Tim has slowly and methodically worked toward his goal and reached it. For $155 I would have expected some real quality stuff that would withstand some hard use. Before getting into guns (again) and holsters (yay). Judging by USCCA membership numbers, the vast majority of people feel the perks are worth the gamble, and to each his own. Eric, Very useful if needed hopefully wont but as the motto better to be prepared than not. I'll keep it up! They dispatch a support person directly to the site when possible. ALSO LOVED THE COMPARISONS OF INSURANCES. so DO read the Terms & Conditions before signing. I feel its one of those things that when you really needed ityou want it to be the absolute best. Where do I go if I have more questions?
