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pfs investments pyramid scheme

I blew it all off the moment I was dismissed. I am not unemployed and actually own my own legitimate business. THANK YOU so much for posting this.. Should have gone with my gut. Like, you might be able to trick them into showing up without knowing the company name, but then what? Mary wants to extend the visit. And also when he would say how much money people would make he would wait for me to respond and I just gave him a blank stare. Thanks to these comments I will not go. My typing speed is about 60 wpm. I stayed through the interview anyways, fully knowing that I was already going to reject the FAKE position they had, but wanted to keep my commitment to the interview,and see for myself what kind of tricks they would verbally try to pull off. Also, there is nothing on my LinkedIn profile that indicates I have any financial talent. You want a cashier to manage your office? He said Id love to have you come and work for me etc. They pitch like they are one the same level as other insurance companies. The company is not a scam. They do use a multi-level marketing business model but they are definitely not a pyramid scheme. These companies actually have them sell their products. I would see this slightly desperate look in her husbands eyes every time he asked if I would be interested in joining. Very very unprofessional company. Im not recruiting people into a pyramid scheme and praying that they recruit more so that I can make a few pennies. Out of curiosity, why not expend the same energy to become successful at something you love and be at the top of YOUR pyramid and opposed to being at the bottom of Primericas? Not going to take offer with the tidbits from this site as well. You knowthat phone call that you set up when youre going on a date so that you have an easy escape if you need it?? Hope this helps and good luck to those who have gone forth with this and now have regrets and for those who saw the light before it was too late . I think that phone call was probably someone in the office calling him to tell him that he was at an hour and that he could go ahead and wrap it up. She identified herself as PFS, never mentioning Primerica. I was looking to start a part time business. I figure its a slip of the tongue and she means AtlantA, but throughout the conversation she keeps excitedly bringing up Atlantis. Was very surprised to receive a phone call, as never applied for anything, still cant understand how did they get my phone number . Name, address, social security. I advised that I am looking for roles in the IT field, preferably as a deskside technician. She talks about them like they are real. I work with a woman who is always trying to recruit people by taking them almost 2 hours away to hear the presentation. Question for you, of those that dont do Primerica, what do you do? You need to pay 99.00 for a background check and need my sos and license. Primerica has the BEST products for the least amount of money in the industry! I agree with your assessment that Primerica is not by definition a pyramid scheme. Wasted my time. And where, exactly, are you going to file that complaint? Once again, most people need financial help to get where they want to be. It smell like a pyramid scheme and look like ones. I dont see any suggestion there that newbies may expect six-figure earnings? Then she laid it on the table: I needed to go out and start recruiting. I just got a call from them today 3:19pm 6/14/16 for a job interviewim ill and cant work right now and its sad to see this is still going on in 2016but im happy for this site to help spread the newsthe caller left a message i did not answer i looked them up and ended up here.thank you all for your helpful info! It just all seemed very cheap and tacky, like the trinkets around the office. This morning I received a message saying he was looking for 7-10 people to fill various roles in his office and wanted me to let him know of candidates. Now thats a successful company, but many fail. Product Type: Insurance and investment products / MLM business opportunity. So j just kept searching information about this company and after reading this post and threads I decided not to go to the interview. At the time my mind was elsewhere so about 10 minutes later I called her back and asked her what company she was with, who referred me and what position was I interviewing for. However, the options you'll be presented with are dependent on your age. I actually had to call my friend to ask what the position was and he said its something to do with sales.. I read a post of about how a Primerica employee came for a home interview and spent 3 hours trying to sell them insurance and about 30 mins interviewing them for the position. She is a mere pawn unknowingly victimizing her own family and friends. The woman who did the phone interview was very nice but once I got off I didnt even recall what the job was really about and realized she set me up in a few days for an in person group interview. I therefore come to this upcoming information event with a favorable impression of the companys products. He had been eyeballing me since I walked into the store. I too have been approached by reps from Prime America (while at work at 12:00 am) about this great job opportunity, that I have a great personality, outgoing, would fit right in yada, yada. Just WRONG Disgusted!!! (Unlike in regular companies where everyone makes money, although some make more than others.). Ive been contacted by numerous insurance agencies for employment and have never been interested in that field of employment. good looking into this before going to my interview today. 3. That is a big reason why this company has so much negative publicity online (even on its Wikipedia page!). I follow their stock using an app called Searching Alpha, which is an app that has people doing analysis of various stocks. How come they are doing it without getting punished? Very glad I googled this company and found this blog. Everyone knows its MLM even though the company avoids the term like the plague. I said i would decide on my method of payment. I ask because my husband is a real estate agent and his broker always gets a piece of the action (along with everyone else in the office) the broker recruited, hired, licensed, and trained my husband my husband works his ass off the broker doesnt how is this not a form of an MLM? I tried to be professional and somewhat upbeat but also clear I despised working there. Came to the appt. I then started doing research and stumbled across tons and tons of negatives about Primerica. The problem in this country is the mindset and victim mentality nobody makes people stay small and closed minded! There was a Prime America in the office building I currently work in, and I cant tell you how many young, eager, looking people would pull up looking nervous right before their big job interview. Plus, I knew I had read somewhere on POL (online website for reps) that it was against compliance to block the number. She the. That night I came back to the office a bit before 6, when the first interview had been set for. Answer (1 of 24): From my recent exploration of their compensation plan, they are very similar to the traditional broker/dealer -> agent model of insurance, real estate, and mortgage brokers. The business of real insurance agents is selling insurance. The next person presents the sales pitch on Primericas services. Im currently in the process of getting out of my tiered J-O-B and starting my own tiers separate and independent of my current J-O-B. And thats why I have not fell prey to their scheme of getting people to recruit. I was excited and didnt even think to look up the company until I got a text message at 11:30pm to confirm my interview. Even the man who started it wants nothing to do with what it has become. If you believe Wall Street has a moral compass you are sadly mistaken. Honest goods and services were never made to be traded for money. I forget even about the application, the conversation has turned political. Looking them up, I found this thread and Im grateful I told him to take a hike. He also told em they were looking for leaders and instructed me to call him to schedule a meeting. My initial interview appointment was a positive experience, but the compensation structure (or lack thereof) was raising red flags. With a one-time fee of $99 and a monthly fee of $25, you can make more than your startup cost in less than a month. So many of you cancel your interviews which I understand you feel you need to do because of what other people are saying about the company. Well! So, right after walking out, I went back around to Coldwell Bankers and told them I would rather work for them, and left my information with the receptionist who was amazing, and seemed to actually like her job! Being lied to in order to get the person in for something that isnt even an interview is wrong, and therefore the person is a victim. FIRST AMERICAN NATIONAL SECURITIES, INC., PRIMERICA ADVISORS, PFS INVESTMENTS INC. CRD#: 10111 /SEC#: 801-72263,8-26486. So what you are saying is that the other insurance companies must REALLY over elevate their prices. this woman I met about two years ago at my job . Im not looking for a job. It seemed way too good to be true, i was literally thinking to myself If this is real, I can finally afford college. I basically got the same answers I received from the man at Target again. I start to feel under-dressed in my khaki pants, short-sleeved button-down shirt and silk tie. Taller than me by a little, he had slightly bigger hand but no grip. Now I have my 2-15 and Im not going to waste that on just Primerica products. I have a job, but looking for a change, I feel bad for people who are out of work and are honestly looking for a job! Grant cardone once said if you dont have haters, your not working hard enough. I felt anxiety throughout this whole calling session. Maybe you dont know that in order for you to have a successful business, you have to work like a dog to build it. And a sidenote when I exchanged info with the wife in target her android phone had an app on it where my full name showed up on her phone. Mr. John A. Addison Jr., Co-Chief Executive Officer. I walked into the office and was greeted by a receptionist in her mid 40s. Primerica is a brokerage not a MLM. So, I just said to him, actually there are 3 of them (including Curtis and a lady with a hair cover) that I will decide first and will give them a call within 24 hrs. I looked back to John, who had now moved on to the hard close part of the presentation. Its just that the whole experience left me somewhat unnerved. I met with her, and liked what I saw. I want to shake my head at me too. I got a phone call today for an interview and reading all this is really got me thinking twice, PLEASE READ, HOPE YOU SEE THIS! During that same time period, 243,167 of their licensed reps also left the opportunity. As they were talking I was looking up scam reviews and saw 160 on another website. I was approached by a company rep today at my job. Then why was he so eager to get ahold of my stack of resumes, leads I had paid for?? Cancelled the appt. ?, Dont you want one of these nice vacations? I never identified the gender of my child (which is a boy, by the way). I was contacted by Dianne by phone from the Cheshire, CT office and told she was hiring people to not sell financial products, but to instead perform interviewing and other support functions, as they planned to expand with 20 offices. Income is limited and since they, were at a point in time, only selling term life, there whole pitch was buy term invest the rest, which is great considering their term to is age 99. Just got a call myself from George saying he was with a booming company called Primamerica and he found my resume on CareerBuilder. I have no idea what license he was talking about, but I definitely did not think it was a good idea to make the payments via personal check to a preacher I had just met for the first time while interviewing for a helpdesk technician position that involved door-to-door sales. He been calling me since. She set up an interview for me tomorrow and told me to dress in business attire. If it sounds too good to be true, it probably is. very dumb. It doesnt state that many on the list never again achieved those sales levels. I was so flattered! Second is you would stay for a career information session at my office with all of the successful interviewees and then I give more information. To all of the above comments and so called pros in the MLM companies, to each their own. He introduced me to that person and I presumed we would be going to an office. Whats this guys deal anyway? Then she talked about the opportunity to make money, but it was NEVER presented to me by her; or any of the other Primerica reps that it was any kind of a job interview. He vaguely went over how after the financial health check, customers see how their asset/debt ratio looks and how he then will offer them up solutions to get out of debt and start investing towards retirement. I think you are mistaken. It wont end up mattering in the long run anyway, youll have enough new recruits to train. I nodded silently, not wanting an argument. no phone. A man named Jack has recently added me on Facebook, first thing I check for with people I dont know adding me is their friends list, their About section and the consistency and validity of their posts to make sure theyre real and not some spam account. Anyways, being a young, naive college student I listened to him and eagerly tried out the company thinking I could use them to get my Series 6 and Securities licenses and quit. I was approached this past weekend while at work where a lady chatted me up, telling me that I had the right personality for an up and coming business based out of another city. All pyramid schemes eventually collapse, and most investors lose their money. Primerica is the greatest opportunity to have your own business ever created. He said he wasnt interested and she stopped him by saying that she wouldnt take no for an answer and proceed to schedule to come over to explain the details of her opportunity, we exchanged numbers and walked away since my husband was annoyed with the lady already, we bolted from the store and went home to google the name that i had seen on her sweater and we came across this post, after reading all of the comments my husband txt the lady to tell her that he was not interested in what she was offering and she responded with like three emails back to back insisting that she come over with her husband to explain to us what they do, since she was so vague at the store. His home was nothing to envy and neither were the cars in the google image when you looked up his address on google maps. I wasted a month of my busy life and thankfully, I already maintain a good internship at a wealth management firm and did not leave it for such stupidity. The sheet of paper wanted my address and a list of 5 local contacts, preferably not family. I dont mind. So sad. Primerica life insurance typically costs $20 to $50 per month for healthy individuals. Also they said they would need to talk to my parents, remember Im a student in school so maybe it might of been valid for parental consent, but to me this was bit fishy as this may have been a way for them to start getting business off me. Now what?! Sam The position of trainer really means RECRUITER. God am I hungover. Went well. Check this out: https://www.reddit.com/r/antiMLM/comments/8ctzhz/almost_answered_a_job_scam_they_yelled_at_me_down/. She wore a black cocktail dress and quite a bit of jewelry. Baffled, I shook my head. They are legal, but unethical. Criminal background checks required. Every person recruits, and everyone below them recruits, and everyone below them recruits, and so on. Meeting ended abruptly, shook hands, and informed him that this probably was not for me. Why would this kid go into a financial holdings company, with a leather-bound notebook? Was this review helpful? (i.e. Again, we talk a long time. For how many people were in this office suite, it seemed rather small At least the atmosphere was one of a party variety My interviewer asked me a few brief questions about myself, but seemed disinterested as I told her my work history and personal skill sets. I respect that! I got a phone call from someone telling me the company was called PFF. I had started in 1984 and it took me until 1990 (six years) to make RVP. I, actually sat through the orientation, and afterwords the deception started. On have other hand, it works and i do get to help people out of debt and stay out of debt. Unusual, yes, a scam, no. She has put no pressure on me, and she first spoke to me about the companys functions, as if I were wanting to be a client with them,m and then we discussed the business end. By the time he is licensed, he has alienated many of his friends, made some money for his upline, and is now expected to trick others into doing what he was duped into doing. Heres this site. Multi-level Management is a pyramid/ ponzi scheme. In fact, the only thing I remember from that call was his saying Citi weird. Its all true. I got a random call on my cell phone from a Primerica Financial Services rep in Charlotte, N.C. Said his office manager was trolling the Internet for resumes and found mine. Surely it wouldnt matter in the end, as long as we get the recruit right? The receptionist and her shared a vague facial resemblance. (Of course, I would also counsel any folks I recruited to the effect that starting with Primerica part-time is the route to avoid disappointment.). A few of us bought into a resume site, access to hundreds of local resumes. Pyramid schemes are a criminal form of investment fraud in which a large return on a small amount of money is promised if the initial investor convinces new recruits to also become salespeople. In order to be on the NYSE, you have to be vetted. He asked for a check saying theyll cash it when I give the green light to go ahead. Her mistake was telling me this could be part time. As of 7 hours i have been in Primerica, I do understand what everyone is saying about it. I said I dont have the money (but the back of my mind I know that it is already a scam). If you didnt get the license or actually go on the field then you know nothing. Thank you for providing this information! It was in that meeting yesterdayand only after I mentioned that I had once considered working for Primericathat my agent invited my husband and me to attend this upcoming information event. Hilarious response. Thank you for everyone posting. New recruits today have to work much harder than recruits of 10 years ago to be successful and you have to be willing to push right to the limit of your ethical convictions to do it and the lines can get pretty blurred. Their company relies on always havinga bottom layer of sales people, they move up by getting lower level people constantly to do all the work. When I told her I was not looking to invest in a life insurance plan and proceeded to attempt ending the call, she said but you have a daughter. I went to the interview and I payed the $99 and they have all Watch out especially for Melissa Allen- highly unprofessional, rude- and will say anything to get someone to an interview. And for easy monthly payments of only $25 Im really glad I came here, because they hadnt even gotten around to mentioning the other company fees yet. Later I learned that they do whatever it takes to lure someone out, then rely on the hyped-up emotions stirred up by the Opportunity Night presentation to get them to sign the agreement and pay to join. Financial Services Headquarters Multi Location Business Find locations Contact Information 1 Primerica Pkwy Duluth, GA 30099-4000 Visit Website Email this Business (770) 381-1000 Primary hours. Im still researching the fact, yet still smell pyramid. I am really glad I did my home work on this company and thank you to every one for the honest postings I will not be wasting my time with scams. I have another so called meeting tonight with him. I went for the so called interview today and was completely confused and turned off. I would certainly warn anyone who might be roped into this to DO YOUR RESEARCH!! Good thing I have learned from Dr Phil! Once the new recruits, the professional-looking man and a scared-looking, awkward young guy who looked about 20 and was wearing ripped jeans and left on a bicycle, had left, John was photocopying the paperwork to put in the mailbag for tomorrow. I've written about Primerica in the past, questioning whether Primerica is a pyramid scheme, and whether PFS is a scam. It is a pyramid scheme in which 99% lose money. I asked for a camp name twice she mumbled PCC really fast so i couldnt catch it. They are liars, they never gave me my money back, they have all my bank info and I feel very unsafe about that. Hope fully this site Tracy set up will eventually catch the eye of the better business or someone who will make this kind of shady business tactics disappear . I am not against commission based jobs and making money. Ive read a ton of comments on other sites as well, and this is just not cool! This deceptive practices should be reported. I arrived at the interview and when I walked in the door I heard LOUD hard rock music playing. It was clear this is a business. Oh, and I will be getting a term life-insurance policy, just not through Primerica as they do not show up on anyones top ten list of term life insurers.

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